Certified Musharakah and Mudarabah Specialist: study modules
Three short modules on partnership, mudarabah and investment accounts
Introductory · 3 hours · 9 lessons · Language: English and Arabic · ID: IFS-COU-0028
Musharakah and mudarabah are the profit-sharing contracts of Islamic finance: the financier shares in the real result of a venture instead of earning a fixed return. These three short modules explain, in plain language, how musharakah and diminishing musharakah work, how mudarabah divides capital and work, and how investment accounts share profit and protect investors without guaranteeing their capital.
Each module has a reading with a worked example, slides, study notes and a short practice quiz. The modules prepare you for the Certified Musharakah and Mudarabah Specialist exam.
This is independent ifSPACE material written in its own words; it is not affiliated with AAOIFI and is not a fatwa.
What you will learn
- Apply the basic rules on capital, profit, loss and exit in musharakah and diminishing musharakah
- Explain how mudarabah shares profit and loss between the capital provider and the mudarib
- Describe how investment account profit is shared and which ways of protecting capital are permitted
Syllabus
1.Musharakah and diminishing musharakah
- How partnership works and how diminishing musharakah finances a home20 min
- Module 1 presentation15 min
- Module 1 practice quiz10 min
2.Mudarabah: capital from one side, work from the other
- Capital, profit, loss and the mudarib's role20 min
- Module 2 presentation15 min
- Module 2 practice quiz10 min
3.Investment accounts and protecting capital
- Sharing pool profit and protecting investors without a guarantee20 min
- Module 3 presentation15 min
- Module 3 practice quiz10 min