Certified Islamic Digital Finance Specialist

It is for staff of digital banks, fintech firms, payment providers and crowdfunding platforms, and for Shari'ah reviewers who assess their products. It covers contracting online (AAOIFI Shari'ah Standard No. 38), payment cards (SS 61), banking services (SS 28) and financial rights such as intellectual property and licences (SS 42), together with the digital use of murabahah, tawarruq and commodity platforms (SS 8, 30 and 20), online dealings in currencies, gold, shares and indices, and the governance of Islamic crowdfunding under Governance Standard No. 14.

How it works: study the linked courses Trade-Based Islamic Financing, Islamic Banking, Capital Markets, Takaful and Social Finance and Governance of Sukuk, Waqf, Crowdfunding and Syndicated Financing, then sit a 40-question certification exam in 75 minutes. The pass mark is 70%, and the certificate is valid for three years.

This is an independent ifSPACE certification. It is free, it is not an AAOIFI qualification, and it is not accredited or endorsed by AAOIFI or any regulator.